2026 / Best Insurtech Solution

Coalition Active InsuranceCoalition

Insurance that works before a claim begins.

Coalition combines cyber insurance with continuous risk scanning, security alerts, incident response, and stolen-funds recovery.

Selection rationale

Why it was selected

Cyber insurance is more useful when it helps prevent a loss, not only price and settle one. Coalition connects coverage to continuous monitoring and an incident-response team that can act when money or systems are at risk.

Coalition's 2026 claims report covers more than 100,000 policyholders across five countries. For 2025, it reported $21.8 million recovered in stolen funds, a 19% year-over-year fall in global claim severity, and no out-of-pocket loss for policyholders in 64% of closed claims.Coalition 2026 cyber claims reportCoalition 2025 cyber claims report

The panel selected Coalition because its record includes prevention, response, recovery, and claims outcomes. Coalition reports the figures itself, and lower claim frequency can reflect underwriting and customer selection as well as its security tools.

Usefulness

Connects insurance coverage to monitoring, alerts, response, and funds recovery.

User protection

Reported $21.8 million recovered in stolen funds during 2025.

Evidence

Publishes annual claims data covering more than 100,000 policyholders.